DSCR Loans
Funding Solutions

DSCR Loans

Qualify based on property income, not personal income

Overview

Debt Service Coverage Ratio (DSCR) loans allow real estate investors to qualify based on the property's rental income rather than personal income documentation. This is an ideal solution for self-employed investors, those with complex tax returns, or anyone who wants a streamlined qualification process. Our DSCR loan programs evaluate whether the property's income covers the debt obligation, making it easier for investors to scale their portfolios without the traditional income verification hurdles.

Key Features

No personal income verification required
Qualify based on property cash flow
Available for single-family and multifamily
Competitive rates for strong DSCR ratios
LLC and entity vesting available

Ideal For

Self-employed real estate investors
Investors with complex tax situations
Portfolio builders seeking scalability
Foreign national investors

Loan Details

Loan Amount$100K – $5M+
Term Length30-Year Fixed or ARM
Min. DSCR1.0 – 1.25
Closing Time21 – 30 Days

Ready to Apply?

Contact us today to discuss your dscr loans needs and get started on your funding journey.

Apply Now888-994-9995
Payment Estimator

Estimate Your Payments

Loan Calculator

Estimate your monthly payments

$400,000
$100,000$5,000,000
7.50%
6%12%
30 years
5 years30 years
Monthly Payment
$2,796.86
Total Interest
$606,869
Payment Breakdown
Principal: $400,000
Interest: $606,869
Get a Custom Quote

* Estimates are for illustrative purposes only. Actual rates and terms may vary based on creditworthiness, property type, and lender requirements.

Explore Other Funding Solutions